Has anybody tried Acorns?

[kanwal]

I will add any knowledge I have as well as any helpful hints I have come across over the years.
I will continually add new information or update this thread to add new research or methods.
The same rules of the Bone Closet apply to this thread, no flaming, no useless comments, and act mature.


PLEASE read this entire thread before starting another thread on fitness, your question may well be answered already somewhere in this thread.


General

Can I spot reduce fat?
No, you cannot spot target adipose tissue. This means that you cannot do 1,000 crunches a night and expect your gut to go away. You cannot do 1000 squats and expect your leg fat to disappear. YOU CANNOT SPOT REDUCE FAT. Your body chooses to lose fat from predetermined locations, determined by your genetic code.

When your body loses your fat from your stomach (or anywhere else) is up to your body. Only through healthy eating and effective training will you lose fat—and where it comes from is decided by your body.





______________
Atif

[lollersk8s]

Originally Posted by Typhoon43

I'll stick to my 401K. Now if I could somehow get my Credit Card to round every transaction to the next dollar and throw that into my 401K... yes yes yes.

These are all really trivial "solutions" to a non-problem imo. Just invest money the old fashioned way, by transferring it. Want more in 401k? Do it.

"change" on a CC/debit transaction isn't really change, is it?

[Cody]

Originally Posted by lollersk8s

These are all really trivial "solutions" to a non-problem imo. Just invest money the old fashioned way, by transferring it. Want more in 401k? Do it.

"change" on a CC/debit transaction isn't really change, is it?

well, what I do is #1 I have S.T.A.R.T. (usbank) its not much but 200 bucks is better than 0 bucks

#2 due to my S.T.A.R.T. I get 20 off the top every paycheck deposited into my savings acct. As i meet certain goals my bank sends me a gift card with 50 bucks on it. I cheated and had my tax return sent to my savings acct and broke the thresh hold i need for goal 1. Then I took that 50 bucks and got a smoking hot CL hooker to deepthroat me for about 5 mins and ride me to the finish. (you have to shop hard for this it's not easy) so in fact for once in my life the bank fucked me in a manner i found enjoyable.


Oh yeah, and i round all that shit up in my head from debit/cc purchases to closest dollar (up ofc) and whatevs i got leftover come next paycheck i xfer to savings as well.

I opted out of my companies 401k program for 3 reasons.

1, the guy told me i cant borrow against it for shit like a new car or house down payment.

2, i succinctly explained to him my concerns about inflation of the dollar versus 401k profit margin @ 6% - 20 years. basically that money after taxes and inflation, given the rate i've seen personally in the last 20 years is over 100%. therefore in 20 years my 401k will actually be worth less than half of whatever the fuck it is if you use today money as a guideline. 200k would be like 85k today in other words.

3, he was a fucking prat and actually looked at me like i'm stupid after i got done expressing my concerns in #2

[lollersk8s]

Ferrari coming soon

[BlisterDick]

^ why are you trolling in an Everyday Life thread?

[Cody]

i could get a ferrari i'd just have to get a used 1996 one

[lol]

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[lindahomze]

I couldn't acccess it

[Cody]

mods pls ban bot

[bahamas1]

Condé Nast beach rentals in Bahamas Traveler has rated Maui as the Best Island in the World for over 15 years, and for a reason. This Hawaiian paradise casts a spell on anyone who visits with its striking natural wonders and inherent magical charm. Whether you're a seasoned traveler or a first-time visitor, there's a never-ending list of activities and attractions to look forward to that it can be overwhelming. To help you plan your vacation, we've narrowed the list down to the top 5 things to see and do on this enchanting island, all coming from an insider's perspective.

[joe nathan]

Originally Posted by bahamas1

Condé Nast beach rentals in Bahamas Traveler has rated Maui as the Best Island in the World for over 15 years, and for a reason. This Hawaiian paradise casts a spell on anyone who visits with its striking natural wonders and inherent magical charm. Whether you're a seasoned traveler or a first-time visitor, there's a never-ending list of activities and attractions to look forward to that it can be overwhelming. To help you plan your vacation, we've narrowed the list down to the top 5 things to see and do on this enchanting island, all coming from an insider's perspective.

i think this is the safest bet for everyone

[Vote McCain!]