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jfnirvana292
I had this name since 1796.
 
LOL as for those of you wondering, i had all of the furniture in the house except the dresser in the master bedroom, that is the only thing I bought.

For those of you who are new to this, It's hard NOT to buy everything you want, furniture, expensive upgrades to the house etc...I could have easily done so and been right up to what the bank would loan me.

This is just one bit of advice, do not borrow every single penny you can just because the bank will loan it to you. You have to be able to make payments and also live the lifestyle you are accustomed to, and also as in my situation, be prepared for upcoming life changing events (wedding, kids etc).

Just my 2 cents for those of you who may be building one day!
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Old 10-20-2010, 07:18 PM jfnirvana292 is offline  
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Thermo1223
 
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Case in point...

Me & wife pre-qualified for close to $250K

We bought a $150K house, hell I wanted to cheap even further and stay closer to $125K but houses weren't really acceptable at that price point.
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Old 10-21-2010, 07:59 AM Thermo1223 is offline  
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DreamWarrior
 
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I can see how you don't want to spend over your means, but IMO a house is the one thing that it's reasonable to spend a little more money on. If you are going to be living in it for quite a while, you may as well like it.

If, for example, it's the difference between liking a $150k home and loving a $200k home, I would go for the $200k home. But that's me, and I would justify the extra bit of the mortage payment as a small "luxury tax" that I pay to come home to a place I loved.
Old 10-21-2010, 11:46 AM DreamWarrior is offline  
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Forever Domon
 
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Originally Posted by Thermo1223 View Post
Case in point...

Me & wife pre-qualified for close to $250K

We bought a $150K house, hell I wanted to cheap even further and stay closer to $125K but houses weren't really acceptable at that price point.
prequalification is complete BS. I prequalified for 450k, which in no fucking way could i realistically afford. I literally would not be able to eat, not to mention bills.
Old 10-21-2010, 12:03 PM Forever Domon is offline  
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Thermo1223
 
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Originally Posted by domonbaylespam View Post
prequalification is complete BS. I prequalified for 450k, which in no fucking way could i realistically afford. I literally would not be able to eat, not to mention bills.

Ya I didn't get it either, we both looked at each other 'd if the house would feed us too
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Old 10-21-2010, 01:58 PM Thermo1223 is offline  
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CommiePunk
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Originally Posted by domonbaylespam View Post
prequalification is complete BS. I prequalified for 450k, which in no fucking way could i realistically afford. I literally would not be able to eat, not to mention bills.

this is what led to the current housing market we have today.
Old 10-21-2010, 02:06 PM CommiePunk is offline  
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#81  

worldspawn
 
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Old 10-23-2010, 07:36 PM worldspawn is offline  
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snoozer
 
Hi Nirvana, you have done a great job. As someone who has built a house (well at least told the builders what to do..) I think you have done fantastically for someone in their 20's with the resources you have. If later on you don't like something you can change it, as your tastes change. For someone in Australia, I think what you have paid to build it is cheap, certainly compared with what you get here for your money. Don't listen to those posters who are just slagging you off and haven't done it. Building a house can be one of the most stressful things in your life- up with getting a divorce or burying a loved one- I know. I commend you. Cheers Snoozer
Old 10-26-2010, 05:54 PM snoozer is offline  
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#83  

joako
 
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Not diggin' it too much. It screams "Home Depot" to me, but for being a few years out of college you did well. Good work!

I agree. I wouldn't have chosen the interior fittings, but it's still a big step above a new cookie cutter house, or buying someone's pre-owned disaster with hidden/covered up problems. How many people can say they had the chance to design their home exactly the way they wanted and were able to see and control the building process from start to finish?

The big thing is I dont see a network room, TV (equipment) closet, etc are big things that should have been planned for. But then again you have a basement (something very rare where I live) so I assume there's space there for that. A few years down the line if you still want to live there it's trivial to e.g. remodel the kitchen or bathroom with higher quality (read: luxury) materials.
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Old 11-08-2010, 07:05 PM joako is offline  
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jolie
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Log cabin in the forest, just like the Villa. With good scenary and fresh air everyday. So great house. So you can enjoy your life at there.
Old 11-22-2010, 03:08 AM jolie is offline  
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Old 11-22-2010, 10:46 AM Sarah Palin is offline  
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I forgot the backstory to that note, I remember it being epic though.......
Old 11-22-2010, 11:17 AM topcat989 is offline  
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acidfast7
 
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I have to say that it going to be hard to sell this place in the future ... I really would have invested a few thousand in get some proper designers in there.

But, now that it's done, congrats and enjoy it.
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Old 11-27-2010, 05:52 PM acidfast7 is offline  
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oleo
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I have to say that it going to be hard to sell this place in the future ... I really would have invested a few thousand in get some proper designers in there.

Some people can't think that far in advance. They're too caught up in - Aw hell ya! I built my own place! It looks like an early 90's bed and breakfast, but I built it myself, with the help of the instruction booklet.
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Old 11-28-2010, 08:04 AM oleo is offline  
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Vendetta
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lets see you do better, oleo. Bunch of veritable Bob Villa's in this thread. The man built his own house, that gets my respect.
Old 11-28-2010, 08:17 AM Vendetta is offline  
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