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Mr. Marbles
 
Quote:
Originally Posted by coalesce View Post
Until you've worked at a bank on the first and third of the month, you have no clue just how broken welfare programs are. Lots of abled bodied men and women abusing the system paid for by the people who work.

People who work hard are gonna have to work harder so those who won't work as hard or at all can benefit from us..

this
Old 03-22-2010, 07:59 PM Mr. Marbles is offline  
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Quote:
Originally Posted by Electrikfuzz050 View Post
Saying that there's hordes of people outside of hospitals without insurance like a third-world country isn't a good representation of the national ER situation either.

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Old 03-22-2010, 08:54 PM pyramid is offline  
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#92  

SemperFly
 
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Originally Posted by dvargas24 View Post
lets use an example other than cancer, it's being beat to death and there are hundreds of other possible scenarios...


a few weeks ago my wife had a condition detected...diagnosis cost...about $200. Corrective outpatient surgery: ~$10,000 (that's the part that shocked me)


People who experience the same circumstance would do well to pay cash for a doctor visit if the need arises, then acquire insurance prior to getting their treatment.

you and your wife are lucky that her condition didn't require an MRI or a CT

not many people can afford to drop $200 on that diagnosis
Old 03-23-2010, 12:40 AM SemperFly is offline  
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#93  

Coqui
 
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Quote:
Originally Posted by Zangmonkey View Post
This is the silliest statement in the thread and you would do yourself a favor to acknowledge that.

A diagnosis only occurs when you're insured?

Yes.

Hate to break it to you, but you can be refused treatment unless it is something necessary to save your life atthat time. If you have a year to live......hat's not something needed to save your life.

archpped off and ou're bleeding to death on the floor, they treat you with or without insurance. Coming in because you noticed a lump? I'm sorry but unless you can pay in cash, we cannot do anything.

They can refuse any treatment as long as it isn't life threatening. That includes going in to the emergency room.

Guess what....diagnosis of cancer when you have a year to live isn't life threatening.
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Old 03-23-2010, 03:17 AM Coqui is offline  
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#94  

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Originally Posted by Electrikfuzz050 View Post
Right, I was being facetious. My point is if you start coughing up blood, and you go to the ER and are told that you have something serious, you can then buy health insurance, whereas if that happened before this bill, no insurance company would touch you.

What happens if it's the 2nd of the month when you start coughing up blood? You have to wait 13 more days before coverage begins. I think some of you people arguing against this stuff never have had to purchase insurance.

The 1st and the 15th are if you decide to go for insurance on your own (outside of the company you work for) Internal to a company your options are as follows:

30 days from the start of employment
30 days from a life changing event (Marriage, divorce, baby, job loss, etc.)
Open Enrollment period (usually sometime in late November, early december)

You can't just say, "Oh, I think I'll get insurance and it will be effective once I hang up the phone"

It doesn't work that way.
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Old 03-23-2010, 03:21 AM Coqui is offline  
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#95  

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Quote:
Originally Posted by dvargas24 View Post
lets use an example other than cancer, it's being beat to death and there are hundreds of other possible scenarios...


a few weeks ago my wife had a condition detected...diagnosis cost...about $200. Corrective outpatient surgery: ~$10,000 (that's the part that shocked me)


People who experience the same circumstance would do well to pay cash for a doctor visit if the need arises, then acquire insurance prior to getting their treatment.

In that example, was your wife's life in danger? Did the detection of the condition come as a direct result of saving her life? (meaning when they were stitching her up, or whatever, they found the issue)

If she had less than 2 hours to live as a result of whatever it was when you went to the hospital, and prolonging her life found that condition, then yes, your example actualy can be used here. If not, then you needed insurance before any of this happened......however, the surgery would have to still wait as long as 2 weeks before they could do it for insurance to kick in.
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Old 03-23-2010, 03:24 AM Coqui is offline  
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#96  

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Originally Posted by SemperFly View Post
we'll consider the rest of the world civilized when another country manages to put a human being on the fucking moon

which has nothing to do with being civilized but everything with spending a fuckton of money unwisely.
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Old 03-23-2010, 03:50 AM Bukkakeboy is offline  
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#97  

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Old 03-23-2010, 03:53 AM wadie is offline  
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#98  

JCviggen
 
There was an article in a Belgian newspaper today about the US healthcare system by the numbers. Pretty mind boggling really.

The Belgian system would be labeled socialist/hippy communist by US standards. It is government run and covers about everybody. And the Belgian cost was about less than half in absolute numbers per capita. 10.2% of GDP vs. 16% of the current/old US system. At the same time the performance of the US system was mediocre at best, and the average life expectancy of Americans is also about a year and a half shorter.

So while paying out the ass for a system that doesn't work, you'd think any change could only make it better? It sure looks like a shambles over there in the "civilised world" and a whole lot of ignorant idiots shouting against something that could actually help them.
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Old 03-23-2010, 04:24 AM JCviggen is offline  
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#99  

tanner9072
 
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Originally Posted by Coqui View Post
How can you see car insurance being mandatory but not health insurance?

Example A. You hit someone with your car doing damage to their car as well as themselves. You are either uninsured or underinsured. Person who got hit gets a slight hike over time because their insurance company has to sink the cost (not just that person but every person who has a policy with them)

Example B. You go to the hospital because you get severely sick/injured. You are either uninsured or underinsured. Everyone else pays higher premiums because the hospital has to sink the cost so they up the rates charged to insurance companies.

the reason car insurance is mandatory is because people have the ability to CHOOSE whether or not they want to buy a car. aside from suicide, we dont really have the ability to CHOOSE whether or not we want to have our own lives.
Old 03-23-2010, 07:19 AM tanner9072 is offline  
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#100  

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Originally Posted by tanner9072 View Post
the reason car insurance is mandatory is because people have the ability to CHOOSE whether or not they want to buy a car. aside from suicide, we dont really have the ability to CHOOSE whether or not we want to have our own lives.

And yet the lack of insurance on either one causes everyone else to pay more. If you do something that gets you injured or gravely sick and you don't have insurance, I have to pay for it. If you hit my car and you don't have insurance, I have to pay for it (indirectly, but I still do)
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Old 03-23-2010, 07:28 AM Coqui is offline  
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#101  

tanner9072
 
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And yet the lack of insurance on either one causes everyone else to pay more. If you do something that gets you injured or gravely sick and you don't have insurance, I have to pay for it. If you hit my car and you don't have insurance, I have to pay for it (indirectly, but I still do)

and all that is happening is that a government has decided to try and benefit from that fact.
Old 03-23-2010, 07:54 AM tanner9072 is offline  
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#102  

Millions
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Reading about some of the new taxes being imposed for this new bill...among one of the more ridiculous grabs is a 10% tax on indoor tanning services. Granted, if you're throwing yourself under a hot bed of UV rays you're probably not doing your best to stay out of the skin care ward....but I wonder at what point they'll throw on a 10% red meat tax, or a fat tax? Or a 'riding your bike without elbow pads' tax...
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Old 03-23-2010, 07:58 AM Millions is offline  
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#103  

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Originally Posted by tanner9072 View Post
and all that is happening is that a government has decided to try and benefit from that fact.

How so?
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Old 03-23-2010, 08:02 AM Coqui is offline  
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#104  

Coqui
 
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Originally Posted by Millions View Post
Reading about some of the new taxes being imposed for this new bill...among one of the more ridiculous grabs is a 10% tax on indoor tanning services. Granted, if you're throwing yourself under a hot bed of UV rays you're probably not doing your best to stay out of the skin care ward....but I wonder at what point they'll throw on a 10% red meat tax, or a fat tax? Or a 'riding your bike without elbow pads' tax...

I'm all for a fat tax as long as they go by actual fat and not BMI
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Old 03-23-2010, 08:05 AM Coqui is offline  
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